Studying in UK is one of the dreams that international students seek to achieve. In addition to the specialties available at British universities, the UK has one of the best healthcare systems, both public and private.
Basically, it aims to provide a wide range of health services, from handling doctor appointments to apply treatment and medical care.
Conditions for benefiting from medical insurance in UK for international students
In addition to the private care system, UK has a national health system called the National Health Service (NHS).
In general, health insurance in the UK is for international students who are eligible to benefit from this system. This is on the condition that a student has a visa for at least 6 months.
On the other hand, if the duration of the study is less than six months or if the student is a visitor, it is advisable to get private medical insurance.
This is due to the fact that international students are not eligible to benefit from health insurance in the UK.
Private health insurance
if a student has private health insurance in his/her home country, they can check with their service provider.
This will be done after obtaining a study visa in the UK, to ensure whether it is possible to extend the insurance, and thus benefit of it abroad.
In such a case, a student who has not benefited from UK health insurance may not need to pay for an additional one.
Advantages of the National Health Service system in the UK (NHS)
Thanks to this system, health insurance in the UK can cover all international students, and they can receive the same benefits as British citizens.
This includes chances to visit a general or private doctor, receiving necessary emergency treatment, and receiving psychotherapy sessions if necessary.
Besides, the diagnosis and treatment of certain infectious diseases at no cost. Therefore, the student only needs to pay for the medicines and vaccines he needs in order to finish his/her treatment.
For non-urgent cases, the NHS healthcare system provides a 24-hour telephone service.
As for the telephone number assigned to the service, it’s 111. Through this number, the student can get an answer to various questions regarding his medical condition.
How to sign up for health insurance for international students in UK
Visa Cost for international students
International students should pay £ 300 per year as long as their visa is valid. This cost aims to benefit from health insurance in the UK.
On the other hand, if the visa application is rejected, the student will automatically have a full refund of the insurance fees.
Students cannot escape from paying medical insurance fees even if they intend to sign up for a special care system.
This is because these fees are mandatory and are a crucial part of the visa application procedures.
You should choose a doctor and register with him as soon as you arrive in the UK. Do not wait until you feel sick or you need a medical examination.
To do that, the international student has to bring a document from the university in which he/she submitted their application, which states that he/she will benefit from the health insurance system in the UK.
After examining the documents and accepting the application, the doctor’s office is responsible for sending the student’s NHS number by email. Thus, he becomes officially registered and eligible for health insurance in UK.
Awareness of Student life in UK
As an illustration, one of the indications of a good readiness for student life in the UK is to know all the necessary information about the British health care system.
More importantly, is how to benefit from medical insurance in UK, which is an imperative need, since it reduces the student’s expenses.
Moreover, it helps students to be assured about the health care system they will receive.
With having also into consideration that the cost of studying and living in the UK is high and the student may not be able to afford it.